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TIRSA Sample EndorsementsTIRSA Sample Endorsements
TIRSA Sample Endorsements
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The following sample endorsements have been extracted from the Title Insurance Rate Service Association, Inc. (TIRSA) Rate Manual Fourth Reprint, May 1, 2007, Second Revision, December 1, 2008.

Endorsement NameDate
Access Endorsement (Loan Policy Only) 5/1/2007
Cluster Endorsement (also known as Aggregation Endorsement) 5/1/2007
Co-Insurance Endorsement 11/1/2008
Commercial Contract Vendee Endorsemenet 5/1/2007
Commercial Revolving Credit Endorsement (Limited Term Special Coverage) for Commercial Credit Line Mortgages Which Secure a Maximum Principal Indebtedness of Less Than $3,000,000 5/1/2007
Commercial Revolving Credit Endorsement for Commercial Credit Line Mortgages Which Secure a Maximum Principal Indebtedness of Less Than $3,000,000 5/1/2007
Commercial Revolving Credit Endorsement for Commercial Credit Line Mortgages Which Secure a Principal Indebtedness of $3,000,000 or More 5/1/2007
Condominium Endorsement 5/1/2007
Contiguity Endorsement 5/1/2007
Cooperative Endorsement (Loan Policy) 5/1/2007
Cooperative Endorsement (Owner's Policy) 5/1/2007
Endorsement for Additional Interest 5/1/2007
Environmental Protection Lien Endorsement 5/1/2007
Environmental Protection Lien Endorsement (For Mortgages Made to the State of New York or a Public Benefit Corporation Thereof and Federal Government Agencies) 5/1/2007
Environmental Protection Lien Endorsement (New York City Only) 5/1/2007
Fannie Mae Balloon Mortgage Endorsement (New York) 12/1/2008
First Loss Endorsement (Loan Policy Only) (To Be Used in Multi-State Transactions Only) 5/1/2007
Industrial Development Agency or Similar Public Benefit Corporation Transfer to Beneficial Owner Endorsement 5/1/2007
Joint and Several Liability Endorsement 5/1/2007
Junior Loan Policy Endorsement 1 5/1/2007
Junior Loan Policy Endorsement 2 (Revolving Credit-Variable Rate) 5/1/2007
Land Same as Survey Endorsement 5/1/2007
Leasehold Endorsement (Loan Policy) 5/1/2007
Leasehold Endorsement (Owner's Policy) 5/1/2007
Manufactured Housing Unit Endorsement 5/1/2007
Market Value Policy Rider 5/1/2007
Mezzanne Financing Endorsement 8/15/2009
Mortgage Tax Endorsement 12/27/2000
New York City Development Rights Endorsement 4/24/2001
New York Fairway Endorsement 5/1/2007
Non Imputation Endorsement (Owner's Policy Only) 5/1/2007
Partial Release of Mortgaged Premises Endorsement 12/27/2000
Planned Unit Development Endorsement 9/1/1993
Residential Contract Vendee Endorsement (Fee or Leasehold) 5/1/2007
Residential Mortgage Endorsement (1 to 4 Family) 8/15/1994
Residential Revolving Credit Endorsement (Owner Occupied One to Six Family) 5/1/2007
Reverse Mortgage Endorsement for Mortgages Made Pursuant to Sections 280 and 280-a of the Real Property Law 1/31/1995
Standard New York Endorsement (Loan Policy) 12/1/2008
Standard New York Endorsement (Owner's Policy) 11/1/2008
Tax Parcel Endorsement (More Than One Tax Lot) 12/27/2000
Tax Parcel Endorsement (Single Tax Lot) 12/27/2000
TIRSA Endorsement 9 5/1/2007
TIRSA Option Endorsement 5/1/2007
TIRSA Successor in Ownership of Indebtedness Endorsement 5/1/2007
TIRSA Swap Agreement Endorsement 5/1/2007
Variable Rate Mortgage Endorsement 12/1/2008
Variable Rate Mortgage Endorsement (Fixed Rate Conversion) 12/1/2008
Variable Rate Mortgage Endorsement (Negative Amortization) 12/1/2008
Waiver of Arbitration Endorsement (Owner's or Loan Policy) 11/1/2008

“Advantage Title offers us exceptional service and unparalleled knowledge of title issues. We can focus on our business and the property transaction economics knowing that Advantage Title is working for us.”
Mark W. Hamer, Harvest Properties
Harvest Real Estate Services, Inc.

“Moss and Moss LLP is a small law firm. We have a heavy real estate practice, mostly residential, mostly New York City co-ops and condos. But we'll go anywhere a client needs us… Every closing is different, and poses a different set of challenges. We rely on the expertise and professionalism of Advantage Title, and its superb staff to help us meet our clients' needs. When we place an order, we know that the work will be done promptly, efficiently, courteously, and economically. When Advantage sends a title closer, we know that the person will do the job that needs to be done to protect our client. Even when we don't get to choose the title company, we know we can call Advantage to answer our questions and solve our problems, no matter where they arise, no matter how complex.”
Dena Moss, Esq.
Moss & Moss, LLP

“How to describe Advantage Title? Service, service, service. They consistently bend over backwards to help me. As an attorney concentrating on high end residential deals, frequently with complicated easement issues, the competence, availability and knowledge that Advantage Title brings to the table is of utmost value to me.”
Peter P. MacKinnon, Esq., Partner
Humes & Wagner LLP

“Working as an attorney within the highly pressured real estate industry today, there are many unknowns and uncertainties. However, I know with 100% certainty that I can rely on Advantage Title’s professionals for prompt, efficient and economical resolutions to any of our requests or development needs.”
Connie Racanelli, Esq.
Racanelli Construction

“Advantage Title is my first choice on complex commercial deals, including transactions involving hundreds of millions of dollars, whether on Long Island, in New York City or elsewhere. My job is to get the deal closed, and I rely on the preeminent legal team at Advantage to solve the title issues that inevitably arise, to best serve my clients. Advantage Title's service and expertise rivals and exceeds the many other national and local title companies with which I've worked for 25+ years.”
Eric C. Rubenstein, Esq., Partner
Ruskin, Moscou Faltischek, P.C.